SAVINGS & STRATEGY
Savings
My goal is to save a minimum of 15 000 kr a month which is in all honesty pretty modest in relation to my salary. However, I believe that drastically increasing my savings ratio to let say 40% will limit and impact my daily or weekly activities which I hold dear and therefore choose to set the bar to what I think is good enough.
With that said, the amount will of course vary over time as my salary hopefully increases.
Looking forward, if I save 15 000 kr a month in the foreseeable future, I will have reached the 1MSEK bar within at least 4-5 years. (see graf below).
Strategy
1. I invest mainly in stocks but also in ETFs, PREFs and mutual funds.
2. I want to own a maximum of 30 companies that I can actively follow
3. Each core companies can at most make up for 20% of my total portfolio value
4. Other companies should not exceed 10% of my total portfolio value
5. An industry should not exceed 30% of the total portfolio value
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